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Understanding the Minimum Wage in NSW: From Hourly Rate to Annual Salary and Fortnightly Pay

For a 38-hour week, the national minimum wage of $26.44 per hour gives an annual gross of about $52,270, before tax and super.

Converting Hourly Pay to Annual Salary for a 38-Hour Week

If you earn an hourly wage, understanding your annual salary is straightforward: multiply your hourly rate by the number of hours you work each week, then by 52 weeks. For full-time employees, the standard is 38 hours per week, as set by the Fair Work Commission. This article uses that assumption unless stated otherwise.

The Minimum Wage in NSW

The minimum wage in NSW is the national minimum wage determined by the Fair Work Commission. From 1 July 2026, it is $26.44 per hour. For a 38-hour week, that equates to $1,004.90 per week. Over 52 weeks, the annual gross pay is approximately $52,270. This is before tax and superannuation.

Remember, the national minimum wage applies to employees not covered by an award or agreement. Many industries have higher award rates. Check your pay guides for specific rates.

Fortnightly Pay

Many employers pay fortnightly. To find your fortnightly gross, multiply your weekly pay by two. For the minimum wage in NSW, that is $2,009.80 per fortnight. This can help with budgeting.

Casual Loading

Casual employees receive a 25% loading on top of the base rate. For the minimum wage, that is $33.05 per hour. When using the timesheet, you can check the "casual loading" box to add 25% to the base rate you enter. Do not enter a rate that already includes casual loading.

Tax and Super

Your take-home pay depends on tax and the Medicare levy. For 2026–27, the resident tax rates are: nil up to $18,200, 15% from $18,201 to $45,000, 30% to $135,000, 37% to $190,000, and 45% above that. Medicare is generally 2% (using 2025–26 single reduction thresholds as 2026–27 thresholds are not confirmed). Superannuation is paid on top at 12% of ordinary earnings, up to the maximum contribution base of $270,830.

For the minimum wage in NSW, annual super is about $6,272 (12% of $52,270). This is not deducted from your pay; it goes into your super fund.

Average Earnings in NSW

For context, the Australian Bureau of Statistics reports that full-time adult ordinary time earnings in New South Wales averaged $2,108.80 per week in May 2026. That is an average, not a median for any specific job. Your pay may differ.

Using the Calculator

Our hourly conversion tool helps you see annual, fortnightly, and weekly figures. Remember the assumptions: no unpaid overtime, no penalty rates, no allowances, and no salary sacrifice. The estimate is a guide.

Reference tables provide more detail on tax brackets and super caps.

Open the same rate on the home timesheet. Read the reference tables before treating a figure as your pay.

Try the rate on a timesheet

Adjust the timesheet

Year, gross$52,245.4452 weeks at this rate

Starts at the adult National Minimum Wage from 1 July 2026.

Level with the adult National Minimum Wage.

Mon$200.947.6 h
Tue$200.947.6 h
Wed$200.947.6 h
Thu$200.947.6 h
Fri$200.947.6 h
One fortnight$2,009.44 gross
  • Take-home
  • Tax
  • Medicare
Super 12%, paid on top$6,269.45 a year
Week
$1,004.72
Fortnight
$2,009.44
Take-home a year
$45,006.90
Tax + Medicare
$7,238.54

$52,245.44 gross a year, $2,009.44 a fortnight.

  • 16 h$21,998
  • 20 h$27,498
  • 24 h$32,997
  • 30 h$41,246
  • 38 h$52,245
  • 40 h$54,995

Resident tax for 2026–27 with the tax-free threshold. Medicare uses the 2025–26 single reduction thresholds. No HELP, no salary sacrifice, no Medicare levy surcharge. Super is 12% of ordinary earnings only, capped at the maximum contribution base.

Questions people ask next

What is the minimum wage in NSW?

The national minimum wage applies in NSW. From 1 July 2026 it is $26.44 per hour for a 38-hour week, giving $1,004.90 per week. Casual workers receive $33.05 per hour including 25% loading.

How do I calculate annual salary from an hourly rate?

Multiply your hourly rate by hours per week (usually 38) then by 52 weeks. For the minimum wage in NSW: $26.44 × 38 × 52 = $52,269.44 per year.

Does the minimum wage include superannuation?

No, super is paid on top at 12% of ordinary earnings. For the minimum wage in NSW, super adds about $6,272 per year, up to the $270,830 contribution base.

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