Whats My Salary? A Guide to Converting Hourly Rates to Annual Pay in Australia
For a full-time employee working 38 hours per week, annual gross pay is hourly rate × 38 × 52, with super paid on top.
Understanding Your Pay: From Hourly to Annual
If you've ever asked yourself 'whats my salary' based on an hourly rate, you're not alone. Many Australians start with an hourly wage or a salary offer and need to compare the two. This guide walks you through the simple maths, the key rules from the Fair Work Commission and Fair Work Ombudsman, and how casual loading and superannuation fit in.
The Basic Formula
Annual gross pay = hourly rate × hours per week × 52 weeks.
For a standard full-time week of 38 ordinary hours, the formula becomes:
Annual gross = hourly rate × 38 × 52
This gives you a yearly figure before tax and before super (which is paid on top). If you work part-time or different hours, simply replace 38 with your usual weekly hours. The assumption here is that you work the same number of hours every week, with no unpaid overtime, penalty rates, or allowances.
The National Minimum Wage and Award Rates
From 1 July 2026, the National Minimum Wage is $26.44 per hour for a 38-hour week, or $1,004.90 per week. This is the base rate for adult employees not covered by an award or agreement.
Most employees, however, are covered by a modern award that sets higher minimum rates for their industry and role. You can find the correct pay rates for your job using the pay guides from the Fair Work Ombudsman. Always check your award first—it overrides the national minimum wage.
Casual Loading: 25% on Top
If you're a casual employee, you're entitled to a 25% loading on top of the base hourly rate. This compensates for not receiving paid leave. For the National Minimum Wage, that means $33.05 per hour for casuals ($26.44 × 1.25).
When using our the timesheet, you can enter your base hourly rate and tick the 'casual loading' checkbox. The calculator will automatically add 25% to your rate. Never enter a rate that already includes casual loading—let the tool do the addition.
From Annual to Fortnightly and Weekly
Once you have your annual gross figure, you can break it down:
- Weekly: annual ÷ 52
- Fortnightly: weekly × 2 (or annual ÷ 26)
For example, on the National Minimum Wage ($26.44/hr, 38 hrs):
- Annual: $26.44 × 38 × 52 = $52,261.44
- Weekly: $1,004.90
- Fortnightly: $2,009.80
For a casual at $33.05/hr:
- Annual: $33.05 × 38 × 52 = $65,306.80
- Weekly: $1,255.90
- Fortnightly: $2,511.80
Superannuation: Paid on Top
Employers must pay superannuation guarantee at 12% of your ordinary earnings (from 1 July 2026) into a super fund. This is on top of your salary, not deducted from it. The maximum contribution base is $270,830 per year—earnings above that don't attract the guarantee.
Using the example above:
- Annual salary: $52,261.44
- Super (12%): $6,271.37
- Total employer cost: $58,532.81
Super is not included in your take-home pay, but it's a valuable part of your total remuneration. For more details, see super and packaging.
Tax and Medicare Levy
Your gross annual salary is taxed according to the 2026–27 resident tax rates:
- $0 – $18,200: nil
- $18,201 – $45,000: 15c for each $1 over $18,200
- $45,001 – $135,000: 30c for each $1 over $45,000
- $135,001 – $190,000: 37c for each $1 over $135,000
- $190,001+: 45c for each $1 over $190,000
Plus the Medicare levy of 2% (based on 2025–26 single reduction thresholds). This is an estimate only—your actual tax may vary depending on your circumstances. Use our take-home pay tool for a more detailed estimate.
Award Rates vs. National Minimum Wage
The National Minimum Wage is the floor, but most employees are covered by an award that sets higher rates. For example, the Health Services Award and the SCHADS Award have recently changed their minimum rates. Always check the relevant award for your classification.
If you're award-free (no award or enterprise agreement applies), the National Minimum Wage applies. Special rates exist for juniors, apprentices, and employees with disability.
Putting It All Together
To answer 'whats my salary', follow these steps:
- Find your base hourly rate (from your award, agreement, or the National Minimum Wage).
- Decide if you're casual—if so, add 25% loading.
- Multiply by your weekly hours (usually 38 for full-time) and by 52.
- Add 12% super on top for total employment cost.
- Estimate tax using the resident scale and Medicare levy.
Our reference tables provide quick conversions for common rates, and the hourly conversion page explains the maths in more detail.
Important Disclaimer
This guide provides estimates only. Annual pay is calculated as hourly rate × hours per week × 52, assuming consistent hours, no unpaid overtime, no penalty rates, no allowances, and no salary sacrifice. Super is estimated at 12% of ordinary earnings, paid on top, up to the $270,830 maximum contribution base. Tax uses the 2026–27 resident scale with full tax-free threshold; Medicare uses 2025–26 single reduction thresholds. HELP, Medicare levy surcharge, and salary packaging are not deducted. For a binding determination, consult a qualified professional or use the Fair Work Ombudsman's Pay Calculator.
Open the same rate on the home timesheet. Read the reference tables before treating a figure as your pay.