How do I calculate my annual salary from an hourly rate?

Multiply your hourly rate by the number of hours you work each week, then multiply by 52. For a standard full‑time role, we assume 38 hours per week. For example, $30/hour × 38 hours × 52 weeks = $59,280 per year. If you work different hours, adjust the weekly figure.

Is casual loading included in the hourly rate I enter?

No. You should enter your base hourly rate (the rate before any casual loading). Our timesheet has a checkbox to add 25% casual loading on top. If your rate already includes loading, do not check the box – but we recommend using the base rate for accuracy.

How does superannuation affect my annual pay?

Superannuation is paid on top of your ordinary earnings at 12% (the super guarantee). It is not deducted from your hourly rate or annual salary shown. For example, if your annual gross is $60,000, your employer contributes an extra $7,200 to your super fund, up to the maximum contribution base of $270,830.

Hourly to Annual Salary: Casual Loading, Super, and Australia Salary Sacrifice Explained

Annual gross pay is hourly rate × hours per week × 52, assuming a 38-hour week for full-time work.

How to Convert Your Hourly Rate to Annual Salary

If you’re paid by the hour or considering a salary offer, understanding the full picture of your annual pay is essential. The standard formula is straightforward: hourly rate × hours per week × 52 weeks. For most full‑time roles in Australia, we assume a 38‑hour week, as set by the Fair Work Commission. This gives you a gross annual figure before tax, super, and any salary sacrifice arrangements.

For example, a nurse on $40 per hour working 38 hours a week earns $40 × 38 × 52 = $79,040 per year. If you work part‑time or irregular hours, adjust the weekly hours accordingly. The same formula works for any base rate – just remember that penalty rates, overtime, and allowances are not included in this estimate.

The National Minimum Wage and Award Rates

The National Minimum Wage (from 1 July 2026) is $26.44 per hour, or $1,004.90 per week for 38 hours. This is the legal floor for most employees not covered by an award or registered agreement. Many industries have award rates that are higher, set by the Fair Work Ombudsman. These awards specify minimum pay for different classifications, plus loadings for casuals, shift work, and overtime. Our minimum wage page has more details on current rates.

If you are a casual employee, you are entitled to a 25% casual loading on top of the base rate. This compensates for not receiving paid leave. When using our timesheet, enter your base hourly rate (the rate before loading) and tick the casual loading checkbox. The tool will add 25% automatically. Never enter a rate that already includes casual loading – that would double‑count it.

Casual Loading Explained

Casual loading is a key feature of Australian pay. For the National Minimum Wage, the casual rate is $33.05 per hour ($26.44 × 1.25). The loading applies to most award rates too. It is paid on top of your ordinary hourly rate, not on top of penalties or allowances. Our casual loading guide explains how it interacts with other entitlements.

When you convert a casual hourly rate to annual salary, remember that the loading is part of your gross pay. For a casual earning $30 per hour base, the loaded rate is $37.50. Over 38 hours a week, that’s $37.50 × 38 × 52 = $74,100 per year. This is the amount before tax and super.

Superannuation Paid on Top

Superannuation is a compulsory contribution your employer makes to your super fund. The super guarantee is 12% of your ordinary time earnings, paid on top of your salary or wages. It is not deducted from your hourly rate. For example, if your annual gross is $80,000, your employer adds an extra $9,600 to your super account, up to the maximum contribution base of $270,830.

Super is calculated on your ordinary earnings, which includes your base rate, casual loading, and some allowances – but not overtime. Our super and packaging page explains how salary sacrifice can affect your super contributions. Speaking of which…

Australia Salary Sacrifice and Your Annual Pay

Australia salary sacrifice is an arrangement where you give up part of your pre‑tax salary in exchange for benefits like a car, laptop, or additional super contributions. This reduces your taxable income, but it also lowers the gross pay used to calculate your annual figure in our formula. For example, if you salary sacrifice $10,000 into super, your taxable salary becomes $70,000 instead of $80,000. However, your employer still pays super on your original ordinary earnings (the amount before sacrifice), subject to the contribution base.

When using our timesheet, we do not automatically adjust for salary sacrifice because it varies by individual. You can manually reduce your hourly rate to reflect the sacrificed amount, but be aware that super and tax calculations will change. Our take-home pay guide shows how salary sacrifice affects net income.

Tax and Take‑Home Pay

Once you have your annual gross, tax is deducted using the 2026–27 resident rates:

Nil on the first $18,200
15% on income from $18,201 to $45,000
30% on income from $45,001 to $135,000
37% on income from $135,001 to $190,000
45% on income above $190,000

Plus a Medicare levy of 2% (with reductions for low‑income earners). Our estimate uses the 2025–26 single reduction thresholds because the 2026–27 thresholds were not confirmed at the time of this guide. For a single person earning $80,000, tax would be approximately $16,267 plus Medicare of $1,600, leaving a take‑home of about $62,133 per year.

Fortnightly Pay – A Handy Reference

Many Australian employers pay fortnightly. To find your fortnightly gross, simply multiply your weekly pay by 2. For a 38‑hour week at $30 per hour, weekly pay is $1,140, so fortnightly is $2,280. If you are casual with loading, the loaded rate applies. This can help you budget between pay cycles.

Using Our Timesheet

Our timesheet is the home page. Enter your base hourly rate (the rate before casual loading). If you are casual, tick the checkbox to add 25% loading. The tool will show your annual, monthly, fortnightly, and weekly gross pay, plus an estimate of tax, Medicare, and super. Remember: super is shown as an employer contribution on top, not deducted from your pay.

Important Disclaimer

Annual pay here is hourly rate × hours per week × 52. It assumes the same rate every week, no unpaid overtime, no penalty rates, no allowances, and no salary sacrifice. Super is estimated at 12% of ordinary earnings only, paid on top, and stops at the $270,830 maximum contribution base. Tax is the 2026–27 resident scale with the full tax‑free threshold. Medicare uses the 2025–26 single reduction thresholds because the 2026–27 reduction thresholds were not confirmed here. HELP, the Medicare levy surcharge, and salary packaging are not deducted. This is an estimate, not a determination of your pay or tax.

For more detailed comparisons, see our reference tables or pay guides. If you want to check award rates for your industry, the Fair Work Ombudsman website has the latest information. Our average pay page includes ABS Average Weekly Earnings data – note that these are averages for full‑time adult ordinary time ($2,083.70 per week as of May 2026) and all employees ($1,579.20 per week), not a median for your specific job.

Understanding your annual pay from an hourly rate is the first step to managing your finances. Whether you are negotiating a salary, comparing job offers, or planning your budget, the formula is your starting point. Add casual loading, super, and consider australia salary sacrifice to get the full picture.