How do I convert my casual minimum wage hourly rate to an annual salary?

Multiply your hourly rate by the number of hours you work each week, then multiply by 52. For example, the casual minimum wage from 1 July 2026 is $33.05 per hour (including 25% loading). If you work 38 hours per week, your annual gross pay is $33.05 × 38 × 52 = $65,306.80. This assumes no unpaid overtime, penalty rates, or allowances.

Does the casual minimum wage include superannuation?

No. The casual minimum wage of $33.05 per hour (including 25% casual loading) is your base rate before super. Your employer must pay super guarantee of 12% on top of your ordinary earnings, up to the maximum contribution base of $270,830 per year. So your total remuneration is higher than the hourly rate alone.

How is tax calculated on a casual minimum wage salary?

For the 2026–27 financial year, the tax-free threshold is $18,200. Income from $18,201 to $45,000 is taxed at 15%, then 30% up to $135,000, 37% up to $190,000, and 45% above that. A 2% Medicare levy generally applies. Use our [take-home pay](/topics/take-home) guide for an estimate, but note that HELP debts, Medicare levy surcharge, and salary packaging are not included.

Understanding the Casual Minimum Wage: Hourly to Annual Pay in Australia

Based on the National Minimum Wage of $26.44 per hour, a casual worker earning $33.05 per hour (including 25% loading) working 38 hours per week would earn approximately $65,300 per year before tax and super.

Converting the Casual Minimum Wage to Annual Pay

If you’re a casual employee earning the casual minimum wage, you might want to know what that works out to annually. The formula is straightforward: multiply your hourly rate by the number of hours you work each week, then multiply by 52. For most full-time workers, the standard week is 38 hours, and we assume that here unless stated otherwise.

From 1 July 2026, the National Minimum Wage is $26.44 per hour for permanent employees. Casual employees receive a 25% loading on top, making the casual minimum wage $33.05 per hour. So a casual working 38 hours a week would earn:

$33.05 × 38 = $1,255.90 per week $1,255.90 × 52 = $65,306.80 per year (gross)

Your fortnightly pay would be $2,511.80 before tax and super.

What the Casual Minimum Wage Covers

The casual minimum wage is set by the Fair Work Commission as part of the National Minimum Wage. It applies to employees not covered by an award or agreement. If you work under a modern award, your minimum rate may be higher. Award rates often include specific classifications and allowances. The figures here are the legal minimum – your actual pay could be more.

Casual loading compensates for entitlements permanent staff receive, such as paid leave. The 25% loading is included in the $33.05 rate. When using the timesheet, you can check a box to add 25% casual loading on top of a base rate. Do not enter a rate that already includes casual loading – the tool will calculate it for you.

Comparing to Award Rates and Average Earnings

The National Minimum Wage is the floor. Many casual workers are covered by awards that set higher rates. For example, the Hospitality Industry General Award might have a casual rate above $33.05. Always check your award or agreement. The Australian Bureau of Statistics reports that full-time adult ordinary time earnings averaged $2,083.70 per week in May 2026. That’s about $108,352 per year – well above the casual minimum wage. All employees (including part-time) averaged $1,579.20 per week, or $82,118 annually. These are averages across all industries and states, not the median for any specific job.

Superannuation Is Paid on Top

Your employer must pay super guarantee of 12% of your ordinary earnings. This is on top of your hourly rate. For a casual on $33.05 per hour working 38 hours, the super contribution would be:

$33.05 × 38 × 52 × 12% = $7,836.82 per year (up to the $270,830 maximum contribution base).

Super does not reduce your take-home pay – it’s an extra benefit paid into your super fund.

Tax on Your Casual Minimum Wage

For the 2026–27 financial year, the resident tax rates are:

$0 – $18,200: nil
$18,201 – $45,000: 15%
$45,001 – $135,000: 30%
$135,001 – $190,000: 37%
Over $190,000: 45%

Plus a 2% Medicare levy (based on 2025–26 single reduction thresholds as 2026–27 thresholds were not confirmed).

On a gross annual salary of $65,307, your tax would be approximately:

First $18,200: $0
Next $26,800 (to $45,000): $4,020 (15%)
Remaining $20,307 (to $65,307): $6,092.10 (30%) Total tax: $10,112.10 Medicare levy (2% of $65,307): $1,306.14 Total deductions: $11,418.24 Take-home pay: $53,888.56 per year, or about $1,036 per week.

Use our take-home pay guide for a more detailed estimate, but remember this does not include HELP repayments, Medicare levy surcharge, or salary packaging.

Important Notes

The annual figure assumes you work the same hours every week with no unpaid overtime, penalty rates, or allowances.
Super is estimated at 12% of ordinary earnings only, paid on top, and stops at the $270,830 maximum contribution base.
Tax uses the 2026–27 resident scale with the full tax-free threshold. Medicare uses the 2025–26 single reduction thresholds because the 2026–27 reduction thresholds were not confirmed here.
This is an estimate, not a determination of your pay or tax.

For more details, see our casual loading page or minimum wage guide.