How do I calculate my annual salary from an hourly rate?

Multiply your hourly rate by the number of hours you work each week, then multiply by 52. For a standard full-time week of 38 hours, the formula is: hourly rate × 38 × 52. This gives your gross annual pay before tax and super. For example, at the National Minimum Wage of $26.44 per hour, the annual figure is $26.44 × 38 × 52 = $52,245.44.

What is the casual loading and how does it affect my pay?

Casual employees under most modern awards receive a 25% loading on top of the minimum hourly rate to compensate for not receiving paid leave or other entitlements. For example, the National Minimum Wage casual rate is $33.05 per hour (including loading). When converting to annual pay, you still use the base rate plus loading, but the loading is paid on each hour worked. Our [casual loading](/topics/casual-loading) tool lets you toggle this loading separately.

How is superannuation calculated on top of my salary?

Super is paid by your employer on top of your ordinary earnings at the super guarantee rate (currently 12% from 1 July 2026). It is not deducted from your salary. For a software developer earning $127,452 per year, the employer would contribute an additional $15,294.24 into your super fund, up to the maximum contribution base of $270,830. See our [super and packaging](/topics/super-and-packaging) page for more details.

Software Developer Salary: Converting Hourly Rates to Annual Pay for a 38-Hour Week

For a software developer earning $64.50 per hour (the average for Professionals), the annual gross pay for a 38-hour week is approximately $127,452 before tax and super.

How to Convert an Hourly Rate to an Annual Salary (38-Hour Week)

Understanding your annual pay from an hourly rate is straightforward when you know the standard full-time week. In Australia, the typical full-time working week is 38 hours, as set by the Fair Work Commission in many modern awards. To estimate your gross annual salary, multiply your hourly rate by 38 hours per week and then by 52 weeks in a year.

Formula: Hourly rate × 38 × 52 = Annual gross pay

For example, if you are a software developer earning a typical hourly rate of $64.50 (based on the Australian Bureau of Statistics average for Professionals), your annual pay would be:

$64.50 × 38 × 52 = $127,452 per year

This figure is before tax, before super, and before any deductions. It assumes you work 38 ordinary hours every week, with no unpaid overtime, no penalty rates, and no allowances.

Using the Calculator on This Site

Our timesheet lets you enter your base hourly rate. If you are a casual employee, you can tick the box to add 25% casual loading on top. Never enter a rate that already includes the loading. The calculator will show your annual, fortnightly, and weekly pay, plus estimated tax and super.

Award Rates vs Market Rates for Software Developers

While some employees are covered by modern awards like the Clerks—Private Sector Award 2020, most software developers are paid above award rates. According to the Australian Bureau of Statistics (May 2025), the average hourly earnings for Professionals were $64.50, and for Managers $69.20. Software developers typically fall under the Professional category. The Fair Work Commission’s Annual Wage Review 2025 increased all modern award minimum rates by 3.5% from 1 July 2025, but this does not directly apply to software developers on individual arrangements.

For comparison, the National Minimum Wage from 1 July 2026 is $26.44 per hour ($1,004.90 per week for 38 hours). A software developer earning $64.50 per hour is well above that.

Fortnightly Pay

Many employers pay fortnightly. To find your fortnightly gross pay, simply multiply your weekly pay by two. For a software developer earning $127,452 per year, the weekly pay is $2,451.00 (127,452 ÷ 52), so fortnightly pay is $4,902.00.

Casual Loading

If you are a casual employee, you are entitled to a 25% loading on top of the minimum hourly rate. For the National Minimum Wage, the casual rate is $33.05 per hour. For a software developer on a market rate, your employer may pay a higher base rate that already accounts for the loading, or they may pay the loading separately. Our casual loading page explains how this works.

Superannuation Paid on Top

Under the Superannuation Guarantee, your employer must contribute 12% of your ordinary earnings into a super fund, on top of your salary. This is not deducted from your pay. For a software developer earning $127,452, the employer adds $15,294.24 per year, up to the maximum contribution base of $270,830. See our super and packaging page for more.

Tax and Take-Home Pay

Tax is calculated using the 2026–27 resident tax rates:

Nil on the first $18,200
15% on income from $18,201 to $45,000
30% on income from $45,001 to $135,000
37% on income from $135,001 to $190,000
45% on income above $190,000

Plus the Medicare levy of 2% (with reductions for low incomes). For a software developer earning $127,452, the estimated tax is approximately $29,267 plus Medicare, leaving take-home pay of around $95,685 per year (before any HELP or surcharges). Use our take-home pay calculator for your exact situation.

Important Disclaimer

Annual pay here is hourly rate × hours per week × 52. It assumes the same rate every week, no unpaid overtime, no penalty rates, no allowances, and no salary sacrifice. Super is estimated at 12% of ordinary earnings only, paid on top, and stops at the $270,830 maximum contribution base. Tax is the 2026–27 resident scale with the full tax-free threshold. Medicare uses the 2025–26 single reduction thresholds because the 2026–27 reduction thresholds were not confirmed here. HELP, the Medicare levy surcharge, and salary packaging are not deducted. This is an estimate, not a determination of your pay or tax.

For more reference tables, see our reference tables and average pay pages. You can also check the minimum wage and hourly conversion guides.