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Hourly to Annual Pay: Tax, Medicare, and remserv salary packaging explained

Annual pay is calculated as hourly rate × 38 hours per week × 52 weeks, giving a gross figure before tax and super.

Converting your hourly rate to annual pay

To find your annual gross pay, use the simple formula: hourly rate × hours per week × 52. For a standard full‑time position, we assume 38 hours per week, as set by the Fair Work Ombudsman. For example, if you earn $30 per hour:

$30 × 38 × 52 = $59,280 per year.

This figure is before any deductions. The timesheet on this site lets you enter your base hourly rate and, if you are a casual employee, tick a checkbox to add the 25% casual loading on top. Never enter a rate that already includes casual loading – the checkbox applies it automatically.

The role of the fortnight

Many employers pay fortnightly. Your fortnightly gross pay is simply your weekly pay multiplied by two. Using the same $30/hour example:

  • Weekly: $30 × 38 = $1,140
  • Fortnightly: $1,140 × 2 = $2,280

Knowing your fortnightly amount can help with budgeting and comparing salary offers.

Understanding minimum wage and award rates

The Fair Work Commission sets the National Minimum Wage. From 1 July 2026 it is $26.44 per hour, or $1,004.90 per week for 38 hours. Casual employees receive a 25% loading, making the casual minimum $33.05 per hour.

However, most employees are covered by an award or enterprise agreement that sets a higher minimum rate for their industry or role. Award rates vary by classification and often include penalty rates, allowances, and overtime. The pay guides on this site provide links to Fair Work Ombudsman resources where you can find the correct award rate for your job.

If you are a casual worker, remember that the 25% loading is paid on top of the base award rate. The casual loading page explains how this works. The minimum wage page has the latest figures.

Superannuation is paid on top

Your employer must pay super guarantee of 12% of your ordinary earnings into a super fund. This is paid on top of your salary, not deducted from it. The maximum earnings that attract the super guarantee is $270,830 per year (the maximum contribution base).

So if your annual gross is $59,280, your employer will contribute an extra $7,113.60 to your super, making your total compensation $66,393.60. The super and packaging page has more details.

Tax and Medicare on your annual figure

Once you have your annual gross, you can estimate the tax and Medicare levy you will pay. We use the 2026–27 resident tax rates from the Australian Taxation Office:

  • $0 – $18,200: nil
  • $18,201 – $45,000: 15% of excess over $18,200
  • $45,001 – $135,000: 30% of excess over $45,000
  • $135,001 – $190,000: 37% of excess over $135,000
  • $190,001+: 45% of excess over $190,000

In addition, the Medicare levy is generally 2% of your taxable income. Low‑income earners may qualify for a reduction based on thresholds set by the ATO. For the 2025–26 year, the single reduction threshold was $24,276; the 2026–27 thresholds were not confirmed at the time of this guide, so we use the 2025–26 figures for estimation.

Example tax calculation for $59,280

  • Tax on first $18,200: $0
  • Tax on next $26,800 ($18,201–$45,000): 15% = $4,020
  • Tax on remaining $14,280 ($45,001–$59,280): 30% = $4,284
  • Total tax: $8,304
  • Medicare levy (2% of $59,280): $1,185.60
  • Total deductions: $9,489.60
  • Estimated take‑home pay: $49,790.40

This is an estimate. It does not include HELP repayments, the Medicare levy surcharge, or salary packaging. If you have access to remserv salary packaging, you can reduce your taxable income by packaging items such as a car or laptop, which may lower your tax and increase your take‑home pay. The take-home pay page explains how to adjust for salary packaging.

Using the timesheet and other resources

The timesheet is the home page of this site. Enter your base hourly rate, select your hours per week (default 38), and optionally tick the casual loading box. The calculator will show your annual gross, fortnightly pay, and an estimate of tax and Medicare. It also displays the super contribution on top.

For more detailed information, visit the reference tables for tax brackets and super caps, or the average pay page for ABS data. The hourly conversion page explains the formula in more depth.

Remember: this is an estimate. It assumes the same rate every week, no unpaid overtime, no penalty rates, no allowances, and no salary sacrifice. Super is estimated at 12% of ordinary earnings only, paid on top, and stops at the $270,830 maximum contribution base. Tax uses the 2026–27 resident scale with the full tax‑free threshold. Medicare uses the 2025–26 single reduction thresholds because the 2026–27 reduction thresholds were not confirmed here. HELP, the Medicare levy surcharge, and salary packaging are not deducted. Always consult a professional for your personal situation.

Open the same rate on the home timesheet. Read the reference tables before treating a figure as your pay.

Try the rate on a timesheet

Adjust the timesheet

Year, gross$52,245.4452 weeks at this rate

Starts at the adult National Minimum Wage. Change the rate if the job pays more.

Level with the adult National Minimum Wage.

Mon$200.947.6 h
Tue$200.947.6 h
Wed$200.947.6 h
Thu$200.947.6 h
Fri$200.947.6 h
One fortnight$2,009.44 gross
  • Take-home
  • Tax
  • Medicare
Super 12%, paid on top$6,269.45 a year
Week
$1,004.72
Fortnight
$2,009.44
Take-home a year
$45,006.90
Tax + Medicare
$7,238.54

$52,245.44 gross a year, $2,009.44 a fortnight.

  • 16 h$21,998
  • 20 h$27,498
  • 24 h$32,997
  • 30 h$41,246
  • 38 h$52,245
  • 40 h$54,995

Resident tax for 2026–27 with the tax-free threshold. Medicare uses the 2025–26 single reduction thresholds. No HELP, no salary sacrifice, no Medicare levy surcharge. Super is 12% of ordinary earnings only, capped at the maximum contribution base.

Questions people ask next

How do I convert my hourly rate to an annual salary?

Multiply your hourly rate by the number of hours you work each week, then multiply by 52. For a standard full‑time role, we assume 38 hours per week. For example, $30/hour × 38 × 52 = $59,280 gross per year. The timesheet on this site does this calculation for you, and you can add casual loading with a checkbox.

What is the difference between the National Minimum Wage and an award rate?

The National Minimum Wage is the legal floor set by the Fair Work Commission. From 1 July 2026 it is $26.44/hour for a full‑time adult employee. Award rates are industry‑specific and often higher. Casual employees get a 25% loading on top of their base rate (casual minimum $33.05/hour). Always check your award or agreement for the correct rate.

Does the annual figure on this site include super and tax?

No. The annual gross figure is your base pay before deductions. Super guarantee (12% of ordinary earnings) is paid on top by your employer, up to the $270,830 contribution base. Tax is estimated using the 2026–27 resident scale and the Medicare levy (generally 2%). The timesheet provides an estimate of take‑home pay after tax and Medicare, but it does not account for HELP loans, the Medicare levy surcharge, or salary packaging such as remserv salary packaging.

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