How do I calculate my annual salary from my hourly rate?

Multiply your hourly rate by the number of hours you work per week, then multiply by 52. For a standard full-time week of 38 hours, the formula is: hourly rate × 38 × 52. This gives your gross annual salary before tax and super. If you work different hours, adjust the weekly figure accordingly.

What is casual loading and how does it affect my pay?

Casual loading is an extra 25% paid on top of the base hourly rate to compensate for not receiving paid leave entitlements. For example, the National Minimum Wage of $26.44 per hour becomes $33.05 per hour with casual loading. Super is calculated on the total ordinary earnings including casual loading.

Does salary packaging meal entertainment affect my super?

Yes, salary packaging meal entertainment can reduce your taxable income, but super guarantee contributions are generally based on your ordinary earnings (the amount before salary sacrifice). If you salary package meal entertainment, your employer may calculate super on the reduced salary, which could lower your super contributions. Our calculator does not include salary packaging, so you should check with your employer or the Australian Taxation Office for your specific situation.

How to Convert Hourly Rate to Annual Salary with Salary Packaging Meal Entertainment

For a full-time employee on the National Minimum Wage of $26.44 per hour working 38 hours per week, the annual gross salary is approximately $52,270.72 before tax and super.

Converting Your Hourly Rate to Annual Salary

If you’re paid by the hour or considering a salary offer, understanding how to convert your hourly rate to an annual figure is essential. The basic formula is straightforward: multiply your hourly rate by the number of hours you work each week, then multiply by 52 weeks in a year. For most full‑time employees, a standard week is 38 hours, so the calculation becomes:

Annual gross salary ≈ hourly rate × 38 × 52

This gives you a rough annual figure before tax, super, and any deductions. If you work a different number of hours each week, adjust the weekly figure accordingly. For example, if you work 20 hours per week, use 20 instead of 38.

To see your fortnightly pay, simply multiply your weekly pay by 2. Many employers pay fortnightly, so knowing this can help with budgeting.

Understanding the National Minimum Wage and Award Rates

The Fair Work Commission sets the National Minimum Wage each year. From 1 July 2026, the minimum is $26.44 per hour for a full‑time employee working 38 hours, which equals $1,004.90 per week. If you are a casual employee, you receive a 25% loading on top of the base rate, making it $33.05 per hour.

Award rates for specific industries or occupations may be higher than the minimum. Always check your award or agreement with the Fair Work Ombudsman or use our pay guides to find the correct rate for your job. The figures here are averages or minimums, not a median for your specific role.

Casual Loading and Superannuation

Casual loading is an extra payment to compensate for not receiving paid leave such as annual leave or sick leave. The loading is 25% of the base hourly rate. When you use our timesheet, you enter your base hourly rate, and if you are a casual employee, you check the box to add the 25% loading. Do not enter a rate that already includes casual loading – the calculator adds it for you.

Superannuation is paid on top of your ordinary earnings. The super guarantee rate is 12% of your ordinary time earnings, up to a maximum contribution base of $270,830 per year. For example, if you earn $33.05 per hour as a casual, your super is calculated on that amount (not the base rate). Super is not deducted from your pay; your employer pays it separately into your super fund.

Salary Packaging and Meal Entertainment

Some employers offer salary packaging, which allows you to sacrifice part of your pre‑tax salary for benefits such as a car, laptop, or meal entertainment. Salary packaging meal entertainment is a common option that can reduce your taxable income and increase your take‑home pay. However, it can also affect your super guarantee contributions because super is generally based on your ordinary earnings after salary sacrifice. Our calculator does not include salary packaging, so if your employer offers salary packaging meal entertainment, your actual take‑home pay may differ from the estimate. For more details, see our page on super and packaging.

Using the Timesheet Calculator

Our timesheet is the home page of this site. You enter your base hourly rate (the rate before any casual loading). If you are a casual employee, tick the checkbox to add 25% casual loading. The calculator then shows your:

Annual gross salary (hourly rate × hours per week × 52)
Fortnightly pay (weekly pay × 2)
Weekly pay
Estimated tax and Medicare levy
Estimated superannuation (12% of ordinary earnings, paid on top)

The calculator assumes you work 38 hours per week. If your hours differ, you can adjust the weekly hours field. It does not account for overtime, penalty rates, allowances, or salary sacrifice.

Tax and Medicare

Tax is calculated using the 2026–27 resident tax rates:

$0 – $18,200: nil
$18,201 – $45,000: 15% of excess over $18,200
$45,001 – $135,000: $4,020 plus 30% of excess over $45,000
$135,001 – $190,000: $31,020 plus 37% of excess over $135,000
$190,001+: $51,420 plus 45% of excess over $190,000

Medicare levy is generally 2% of taxable income. The calculator uses the 2025–26 single reduction thresholds because the 2026–27 thresholds were not confirmed in this estimate. For more details, see our take-home pay page.

Average Earnings Context

The Australian Bureau of Statistics (ABS) reports Average Weekly Earnings (AWE) for May 2026. For full‑time adult ordinary time, the average is $2,083.70 per week. For all employees (including part‑time), the average is $1,579.20 per week. These are averages, not medians for a specific job. Your pay may be higher or lower depending on your industry, experience, and location. See our average pay page for more context.

Important Disclaimer

The annual pay shown here is an estimate based on the formula: hourly rate × hours per week × 52. It assumes the same rate every week, no unpaid overtime, no penalty rates, no allowances, and no salary sacrifice. Super is estimated at 12% of ordinary earnings only, paid on top, and stops at the $270,830 maximum contribution base. Tax uses the 2026–27 resident scale with the full tax‑free threshold. Medicare uses the 2025–26 single reduction thresholds because the 2026–27 reduction thresholds were not confirmed here. HELP, the Medicare levy surcharge, and salary packaging are not deducted. This is an estimate, not a determination of your pay or tax. Always consult a professional for your personal circumstances.